Zest AI: ARR, Headcount, Valuation & Efficiency Rank
Zest AI ranks #35 of 82 vertical AI companies at 239K ARR per employee. Review revenue, headcount, funding, sources, and peers.
Zest AI operating benchmark
| Overall rank | Category rank | ARR | ARR per employee | Employees | Valuation | Funding |
|---|---|---|---|---|---|---|
| #35 of 82 | #2 of 7 Finance | $50M | $239K | 209 | $0.8B | $200M Series D (Dec 2024) |
What Zest AI does
Zest AI is a credit underwriting platform that uses machine learning models to help lenders make more accurate, fair, and inclusive lending decisions. The platform serves banks, credit unions, and auto lenders seeking to expand credit access while maintaining or improving default rates. Zest AI's models incorporate thousands of data features beyond traditional credit scores to assess borrower risk, enabling lenders to approve more applicants without increasing portfolio losses. The company has a strong focus on model explainability and fair lending compliance, providing tools that help lenders demonstrate regulatory adherence for their AI-driven underwriting decisions.
Sources and confidence
Source notes: CB Insights, Business Wire. Field-level citations are being expanded.